A business viewed as high risk for safety and security by its insurance company is going to pay a significantly higher insurance premium than a business considered low risk.

While some industries are inherently more dangerous than others are, all businesses can take measures to lower their security vulnerabilities—enough so that its insurance company takes notice.

QuickBooks recently ran an article that discusses how to lower business insurance premiums. The article proposed talking with your insurance agent for suggestions on how to prevent losses. Implementing recommendations made by your insurance agent will help make a strong case that your premiums should be lowered.

Business Security Measures. Whether a corporate office, warehouse, construction site, manufacturing plant or retail business, specific security measures must be taken to prevent loss and injury. While each business is unique, basic security steps can make a difference no matter the business type.

Security Camera Monitoring. Every business should have an electronic security system. The costs of these systems have come down. Ideally, the camera feeds should be monitored around the clock by trained security staff. That way, if staff sees illegal activity, they can alert onsite security guards for immediate action or contact the police.

Entrance Security. Businesses are very busy places. The more people who come in and out, the more difficult it is to maintain tight security. Require all employees to use access badges to enter locked entrances. When appropriate, all visitors should be required to check in and out at a security desk or go through a security guard gate before entering the business.

Business Security Guard Services. It may not be practical, especially in retail, to require customers or visitors to go through a security screening before entering. Posting security guards at entrances in and around the location is a good way to deter would-be criminals from carrying out a crime. They are effective after hours as well to reduce break-ins and vandalism.

Security measures can be a significant business expense, but preventing just one robbery or other type of security incident can be well worth the cost. As an added bonus, as QuickBooks noted, “Less risk means you’ll likely file fewer claims for lower amounts so your insurer may be willing to reduce your rates if you implement their recommendations.”

To request a security quote for security camera monitoring and security guard protection in California and Arizona, give Access Control Security a call at 877-482-7324 or Click Here to Get a Quote.